Saving account reviews: Best for consistency
Check the table below for the most consistent easy access savings accounts. These accounts must have had average or above-average rates for three years to be included in these this table. This saves you the effort of switching savings account constantly to chase the best rates.
If accounts pay a bonus, they will only be included if the regular AER is average or above. All providers are fully signed up to the FSCS. Accounts must be available across the UK.
| Instant access Savings accounts that let you have access to your money whenever you need it | |||||||
|---|---|---|---|---|---|---|---|
| Product | Which? recommendation | Type of access | AER £1,000 | AER £5,000 | AER £10,000 | Initial deposit | Customer score |
| Average | 0.81% | 0.82% | 0.85% | 55% | |||
| Yorkshire BS Internet Saver | No | Internet | 2.10% | 2.10% | 2.10% | £1 | 64% |
| Newcastle BS NewcastleNet Savings | No | Internet | 1.84% | 1.84% | 1.84% | £250 | 61% |
| Beverley BS Postal Account | No | Postal | n/a | 1.65% | 1.65% | £5,000 | n/a |