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Credit card companies

Virgin credit card review

By Rob Goodman

Article 17 of 17

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Virgin credit card review

Find out how Virgin Money has been rated in our latest customer satisfaction survey.

Virgin credit cards

Virgin Money comes fifth in our customer score table with a impressive 70%. Virgin offers decent deals on its 0% balance transfer and 0% purchase credit cards, but some of their cards' rates are higher than 20% APR - losing them Recommended Provider status. 


Customer score

=5th out of 29 credit card providers


Virgin credit card highlights

  • Highly competitive 0% balance-transfer deal
  • Good for introductory 0% interest deals
  • Good for keeping you up-to-date with new offers

Visit Which? Money Compare to find out how the credit card compares.

Virgin Money credit card satisfaction
Customer service
Keeping you up to date with new deals
Communication of changes to terms and conditions
Clarity of statement
Transparency of charges and penalties
Dealing with queries
Dealing with complaints
Rewards and cash back
Ability to manage online
Ability to manage by telephone banking
Charges for using your credit card abroad

Table notes:
Star ratings out of five show levels of satisfaction for each category.
Where no stars are given, we received too few responses in our survey to award a score.

How we calculate these ratings

Credit card providers chosen for our Which? brand reviews are based on the most popular brands searched for online.

Customer scores are based on an online survey of respondents from the public, which received 7,043 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend. 

Star ratings shown for each category are scored independently of the customer score. These surveys are carried out every six months and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.

  • Last updated: June 2017
  • Updated by: Jo Langenhan

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.