We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies as per our policy which also explains how to change your preferences.

John Lewis Insurance car insurance review

Read Which?'s expert review of John Lewis car insurance. Find out how we rate John Lewis' policy against 30 other providers.

In this article
John Lewis Insurance car insurance overview John Lewis Insurance’s car insurance policy: is it good or bad?

John Lewis Insurance car insurance overview

The popular retailer offers a variety of financial products - one of the biggest being car insurance. 

The insurer’s policy is provided by Ageas.

What you need to know about John Lewis car insurance

  • Charges an APR of 23.50% on monthly payments
  • Unlimited cover on windscreens, windows and sunroofs
  • 24-hour emergency helpline provided as standard

John Lewis customers have placed it third in our table for Customer Score, and with a top tier policy, it is one of our Which? Recommended Providers.

Members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a two month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.

John-Lewis

logged-out which customer score 2

John Lewis Insurance’s car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.

Table last updated in January 2018. Next updated in July 2018

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content