We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

John Lewis Insurance car insurance review

Read Which?'s expert review of John Lewis car insurance. Find out how we rate John Lewis' policy against 30 other providers.

In this article
John Lewis Insurance car insurance overview John Lewis Insurance’s car insurance policy: is it good or bad?
Get top money-saving tips from Which?

John Lewis Insurance car insurance overview

The popular retailer offers a variety of financial products, including several types of insurance.

Its car insurance policy is provided by a panel of insurers.

What you need to know about John Lewis car insurance:

  • Charges an APR of 23.50% on monthly payments
  • Unlimited cover on windscreens, windows and sunroofs
  • 24-hour emergency helpline provided as standard

Which? members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a one month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.

Car Insurance
John Lewis review
Overall Which? score
Our total score score combines both the Which? Customer Score, ratings from real customers of the provider, and our expert analysis of the provider's policies. The total score is made up of 50% of the Customer Score and 50% of the car insurance policy score.
Which? customer score
Which?'s rating for customer satisfaction, based on feedback from real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand.
Policy score
Which?'s rating of the quality of this company's car insurance policy. We analysed 58 features of its cover to calculate the policy score.
Sign up for a £1 trial for Which? Money to reveal John Lewis' score

John Lewis Insurance’s car insurance policy: is it good or bad?

We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.

Table last updated in January 2019. Next updated in January 2020.

Policy element Rating Details
Interest charged on payment by instalments (APR)

3 out of 5

23.50%
No fault no claims discount (NCD) benefit?

5 out of 5

Yes
Uninsured driver NCD benefit?

5 out of 5

Yes
Renewal fee Logged out stars No fee
NCD protection claims (number per year) Logged out stars 2 claims in 3 years
Theft of keys limit Logged out stars No limit
Fire excess (standard compulsory) Logged out stars £150
Theft excess (standard compulsory) Logged out stars £150
Accidental damage excess (standard compulsory) Logged out stars £150

Get top money-saving tips from Which?

Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox. 

 

    ×