Budget home insurance overview
Budget is part of the BGL Group which also includes Dial Direct, Beagle Street and FiftyLife, and its car insurance policy is underwritten by a panel of insurers.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Budget offer the best home insurance?
Here's how Budget scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Budget's home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of Budget's home insurance rated
Table last updated in March 2020. Next update in February 2021.
What is Budget's claims number?
You can make a home insurance claim with Budget by calling 0344 4122 128 or submitting a claim form online.
Budget suggest having the following details to hand when you call:
- your policy number
- full name and address
- a police crime reference number if a crime has been reported
Find out how it compared to other insurers in our guide to making a home insurance claim.
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