Nationwide home insurance overview
Nationwide home insurance is only available to members who have a current account, mortgage or savings account with Nationwide. It is underwritten by RSA Insurance PLC.
Nationwide home insurance is only available to members who have a current account, mortgage or savings account with Nationwide.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Nationwide offer the best home insurance?
Here's how Nationwide scored in our latest home insurance survey:

To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Nationwide's Core home insurance policy: is it good or bad?

We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Nationwide's Core home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does Nationwide offer different levels of cover?
Nationwide also offers Extended contents cover.
To see how Nationwide's home insurance compares to other policies check out our guide on the best and worst home insurance.
How did customers rate Nationwide's home insurance?
As well as looking at how Nationwide's home insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not already a member, join Which? and get full access to these results and all our reviews.
How Nationwide's home insurance scored for seven elements of customer satisfaction
Table last updated in March 2020. Next update in February 2021.
"-' represents where we have insufficient sample size (less than 30) to generate a star rating
What is Nationwide's claims number?
You can make a home insurance claim with Nationwide by calling 0800 145 60 60 or submitting a claim form online.
Nationwide suggests the following things may be useful to have ready:
- Crime reference numbers
- Photos of the item you're claiming for and/or the damage
- Receipts to show how much you paid originally
- Quotes from suppliers so we can see how much it might cost to repair or replace everything.
Find out more about claiming successfully in our guide to making a home insurance claim.
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