Swinton home insurance overview
Swinton has been around for more than 60 years, and offers a wide range of insurance products, from car and home to motorbike, taxi and caravan insurance. It has a network of high-street branches where you can buy cover face-to-face.
Part of the Swinton Group, which also includes Autonet and Carole Nash, its policy is underwritten by a panel of Ageas, AXA, Broker Direct, Covea, Integra, Legal & General, LV, Ocaso, Pen & Prestige.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Swinton offer the best home insurance?
Here's how Swinton scored in our latest home insurance survey:

To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Swinton's Classic home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Swinton's Classic home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does Swinton offer different levels of cover?
Swinton also offers Premier home insurance, which features a higher level of cover and Essentials home insurance, which offers a lower level of cover.
What is Swinton's claims number?
You can make a home insurance claim with Swinton by calling one of the following numbers, depending on your policy's underwriter:
- Ageas 0345 122 3019
- Allianz 0345 073 1114
- Aviva 0345 030 6945
- Axa 0330 024 6842
- Broker Direct 01204 600 346
- Covea 0330 024 2255Geo 01302 303 670
- Integra 01274 700 810
- LV 0800 202 8464
- L&G 0370 900 5565
- Modus 0344 856 3816
- Ocaso 0207 377 8281
- Prestige 08000 327 327
- Pen Underwriting 03330 100 790
Swinton suggest you have the following items handy when you call:
- Policy documents
- Police crime reference number (if applicable)
- Photos, receipts or recent valuations
Find out more about claiming successfully in our guide to making a home insurance claim.
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