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Quotemehappy home insurance review

Read Which?'s expert review of Quotemehappy.com's home insurance policies and find out how it compares with dozens of other home insurance companies.

In this article
What does Quotemehappy home insurance cover? Does Quotemehappy.com offer the best home insurance? Quotemehappy.com's Essential Plus insurance policy: is it good or bad? 
Does Quotemehappy.com offer different levels of cover? How can you save money on Quotemehappy.com home insurance? What is Quotemehappy.com's claims number?

Quotemehappy.com is part of Aviva. It provides what's often referred to as 'self-service' car and home insurance.

This means its products are designed to appeal to those who prefer dealing with insurers online or via app rather than by phone, and keeping their policy information digitally rather on paper. 

It claims the savings it makes here make for cheaper premiums for its customers. Its policies are underwritten by Aviva. 

Quotemehappy.com offers the following levels of home insurance cover:

Policy Policy level Buildings: maximum sum insured Contents: maximum sum insured
Quotemehappy.com Essentials Plus Standard Unlimited £75.000
Quotemehappy.com Premium Premium Unlimited Unlimited
Quotemehappy.com Essentials Essentials Unlimited £75,000

 

What does Quotemehappy home insurance cover?

Elements marked with a are covered as standard, those marked with a aren't. Elements marked with a £ can be added to a policy as optional extras for an additional cost.

 

 Key cover 

 

Covers the cost of replacing keys and locks in the event that your house keys are lost or stolen

 

 Burst pipes 

 

Covers water damage caused by burst pipes in the property

 

£ Accidental damage 

 

Covers accidental damage to personal belongings, fixtures and fittings

 

£ Legal protection

 

Cover for legal costs resulting from claims such as property and employment disputes

 

£ Home emergency

 

Covers callouts and temporary repairs resulting from a home emergency

 

£ Personal Possessions

 

Covers personal belongings against loss, accidental damage or theft when taken outside the home

 

£ Boiler cover

 

Covers the failure of a boiler or central heating system

Does Quotemehappy.com offer the best home insurance?

Here's how Quotemehappy.com scored in our latest home insurance survey:

Home And Mobile Insurance
Quotemehappy.com
Overall Which? score
%
Our total score score combines ratings from real customers of the provider, and our expert analysis of the provider's policies. The total score is made up of 50% of the Customer Score and 25% each of Buildings and Contents policy scores.
Which? Customer Score
%
Which?'s rating for customer satisfaction, based on feedback from real customers who have recently made a claim. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand.
Buildings policy score
%
Which?'s rating of the quality of this company's buildings insurance policy. We analysed 47 features of its cover to calculate the policy score.
Contents policy score
%
Which?'s rating of the quality of this company's contents insurance policy. We analysed 66 features of its cover to calculate the policy score.
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To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.

 

How we analyse home insurance

 

We analyse and rate 46 key elements of standard buildings home insurance policies to come up with the buildings policy score and 65 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and factor this in when calculating our policy scores.

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. We then adjust the impact the more and less important elements have on the overall policy score.

Quotemehappy.com's Essential Plus insurance policy: is it good or bad? 

We've rated hundreds of policy details and picked out the best and worst elements of this cover.

Members can log in to read our full policy analysis. If you're not already a member, join Which? to access this review and thousands of others.

In detail: every part of Quotemehappy.com's Essential Plus home insurance rated

Weighting Policy element Details Rating
Most important Alternative accommodation (£) Logged out detail Logged out padlock
Most important Owner's / Occupier's liability (£) Logged out detail Logged out padlock
Most important Repairs guarantee Logged out detail Logged out padlock
Other Unoccupancy period Logged out detail Logged out padlock
Most important Trace and access  (£) Logged out detail Logged out padlock
Most important Burst pipes - included? Logged out detail Logged out padlock
Most important Blockage of sewer pipe - included? Logged out detail Logged out padlock
Secondary Gradual build-up of groundwater - included? Logged out detail Logged out padlock
Secondary Subsidence - included? Logged out detail Logged out padlock
Secondary Damage to underground services - included? Logged out detail Logged out padlock
Secondary Flood and storm damage - included? Logged out detail Logged out padlock
Secondary Flood and storm damage to outbuildings - included? Logged out detail Logged out padlock
Secondary Storm damage to fences - included? Logged out detail Logged out padlock
Other Theft of keys - included? Logged out detail Logged out padlock
Secondary Theft of keys (£) Logged out detail Logged out padlock
Other Loss of keys - included? Logged out detail Logged out padlock
Secondary Loss of keys (£) Logged out detail Logged out padlock

Table last updated in March 2022. Next update in March 2023.

Does Quotemehappy.com offer different levels of cover?

Quotemehappy.com also offers a Premier policy, offering more cover, and a stripped down Essentials policy. Log in to find out how we scored them.

How can you save money on Quotemehappy.com home insurance?

The first offer an insurer makes isn’t necessarily the best they’re able to provide. So, before coughing up your cash, check what other insurers are offering for comparable cover and ask if your current insurer can better it.

Carefully consider what’s optionally included in the quote. You may want the confidence of an all-singing, all dancing policy - but certain add-ons might not be for you, or could duplicate cover you already have separately.

Where you buy your cover can sometimes make a difference to what you’ll end up paying, which is why we recommend checking prices through multiple comparison sites (where available) as well as trying them direct.

Quotemehappy.com's home insurance can only be purchased online. It's available directly from their website, but you'll also find it on the following price comparison websites:

  • Compare The Market
  • Confused.com
  • Go Compare
  • MoneySupermarket

Above information correct as of February 2022. For more tips see our guide to getting a cheap home insurance quote.

What is Quotemehappy.com's claims number?

If you need to make a claim with Quotemhappy.com home insurance, call 0345 030 6902 or submit a form online.

 

 

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