Swiftcover offers home insurance and Swiftcover car insurance.
Swiftcover is part of the AXA group, which also includes the insurance brand AXA, and its car insurance policy is underwritten by AXA Insurance UK plc.
Swiftcover offers the following levels of home insurance cover:
|Policy||Policy level||Buildings: maximum sum insured||Contents: maximum sum insured|
|Swiftcover Swift Made||Standard||£500,000||£50,000|
|Swiftcover Swift More||Premium||£750,000||£75,000|
|Table note: The policy scores and information in the panel and tables below are for the "Standard" level of policy|
What does Swiftcover Swift Made home insurance cover?
Elements marked with a ✓ are covered as standard, those marked with a ✘ are not. Elements marked with a £ can be added to a policy as optional extras for an additional cost.
✓ Burst Pipes
Covers water damage caused by burst pipes in the property
✓ Key cover
Covers the cost of replacing keys and locks in the event that your house keys are lost or stolen
£ Accidental damage
Covers accidental damage to personal belongings, fixtures and fittings
£ Home emergency
Covers callouts and temporary repairs resulting from a home emergency
£ Personal Possessions
Covers personal belongings against loss, accidental damage or theft when taken outside the home
£ Boiler cover
Covers the failure of a boiler or central heating system
£ Legal protection
Cover for legal costs resulting from claims such as property and employment disputes
Does Swiftcover offer the best home insurance?
Here's how Swiftcover scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 46 key elements of standard buildings home insurance policies to come up with the buildings policy score and 65 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and factor this in when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. We then adjust the impact the more and less important elements have on the overall policy score.
Swiftcover's Swift Made home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of Swiftcover's Swift Made home insurance rated
Table last updated in March 2022. Next update in March 2023.
Does Swiftcover offer different levels of cover?
Swiftcover also offers Swift More home insurance, which includes a higher level of cover for a likely higher premium. Log in to see how we rated it.
How can you save money on Swiftcover home insurance?
The first offer an insurer makes isn’t necessarily the best they’re able to provide. So, before coughing up your cash, check what other insurers are offering for comparable cover and ask if your current insurer can better it.
Carefully consider what’s optionally included in the quote. You may want the confidence of an all-singing, all dancing policy - but certain add-ons might not be for you, or could duplicate cover you already have separately.
Where you buy your cover can sometimes make a difference to what you’ll end up paying, which is why we recommend checking prices through multiple comparison sites (where available) as well as trying them direct.
Swiftcover home insurance can be bought online and over the phone, and from the following price comparison websites:
- Compare The Market
- Go Compare
Above information correct as of February 2022. For more tips see our guide to getting a cheap home insurance quote.
What is the Swiftcover home insurance claims number?
You can make a home insurance claim with Swiftcover by calling 0330 024 8085
You'll need your personal details, your policy number, details of what has happened, and photos of and receipts for any lost or damaged items.
- Find out more: is it worth claiming on your home insurance?