Rias home insurance overview
Launched in 1992, Rias has provided a range of general insurance products for over 25 years. Today Rias offers home insurance, car insurance, travel insurance, caravan insurance and breakdown cover.
Rias is owned by Ageas Retail Limited which also owns the brand Ageas and its home insurance is underwritten by Ageas Insurance Limited.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Rias offer the best home insurance?
Here's how Rias scored in our latest home insurance survey:

To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Rias's home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Rias's home insurance rated
Table last updated in March 2020. Next update in February 2021.
To see how Rias's home insurance compares to other policies check out our guide on the best and worst home insurance.
How did customers rate Rias's home insurance?
As well as looking at how Rias's home insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not already a member, join Which? and get full access to these results and all our reviews.
How Rias' home insurance scored for seven elements of customer satisfaction
Table last updated in March 2020. Next update in February 2021.
"-' represents where we have insufficient sample size (less than 30) to generate a star rating
What is Rias's claims number?
If you need to make a claim with Rias home insurance call 0345 122 3281 or fill in a claim form online.
According to Rias, you'll be asked what happened and when it happened, and what action you've taken so far.
Then you'll be asked what you're claiming for and the approximate cost involved.
Find out more about claiming successfully in our guide to making a home insurance claim.
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