LV travel insurance review
LV is a mutual organisation, and is currently the third largest insurer in the UK. The company was initially set up in 1843 to help with funeral expenses, but now offers a range of insurance, retirement and investment products.
LV's travel insurance policy is underwritten by Liverpool Victoria Insurance Company Limited.
What you need to know about LV's travel insurance policy:
- No upper age limit on its single-trip policies.
- Cancellation or curtailment cover limit of £10,000.
- Overall valuables limit of up to £500.
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LV's travel insurance policy: is it good or bad?
We've scrutinised around 200 travel insurance policies, combining our analysis with feedback from 4,528 members of the general public.
Each policy is rated to produce a Which? policy score as well as a customer score.
Table last updated in May 2018. Next update in November 2018.
|Policy elements||Details||Rating||Area covered|
|Medical expenses cover limit (£)|
|Cancellation/curtailment limit (£)|
|Travel delay - 12 hours limit (£)|
|Travel delay - maximum limit (£)|
|Baggage & belongings limit (£)|
|Money including cash limit (£)|
|Cash limit (£)|
How we calculate customer and policy scores
We calculated the customer scores using a combination of overall customer satisfaction and the likelihood of recommending the provider to a friend.
We calculated the policy scores by rating the most important elements of the policy, including medical expenses cover limit, cancellation/curtailment limit, travel delay limit, baggage and belongings limit and money limit.
The total score combines both the customer score and policy score.
To qualify as a Which? Recommended Provider, an insurer must:
- Be regulated by the Financial Conduct Authority.
- Be available to the general public.
- Have received 30 or more responses in our customer survey.
- Have received an average or above average policy score (see table for current average score) and a customer score of 70% or above.