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Tesco Bank travel insurance review

Find out how Tesco Bank is rated for customer service, and how its travel insurance policies are rated in terms of cover.

In this article
Tesco Bank travel insurance review Tesco Bank travel insurance policy Tesco Bank's travel insurance policy: is it good or bad? How we calculate customer and policy scores

Tesco Bank travel insurance review

Although many may associate Tesco with their weekly food shop, Tesco Bank has been providing financial services for over 20 years and has grown to 5.6 million customer accounts, 1.8 million of whom have insurance products.

Tesco Bank Travel Insurance is provided by Ageas Insurance Ltd.

What you need to know about Tesco Bank's travel insurance policy:

  • Cancellation and curtailment limit of up to £5,000
  • Baggage and belongings limit of up to £1,500
  • Money limit of up to £400.

Tesco Bank travel insurance policy

    Which? members can login to see the results of our analysis. If you’re not already a member, you can sign up to a two month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.

    Tesco Bank's travel insurance policy: is it good or bad?

    We've scrutinised around 200 travel insurance policies, combining our analysis with feedback from 4,528 members of the general public.

    Each policy is rated to produce a Which? policy score as well as a customer score.

    Table last updated in May 2018. Next update in November 2018.

    Policy Element Details Rating

    Area Covered

    Medical expenses cover limit (£)    

    Logged out detail

     

     

    3 out of 5 

    Annual and Single-Trip

    Cancellation/curtailment limit (£)

    Logged out detail

     

    5 out of 5

    Annual and Single-Trip

    Travel delay - 12 hours limit (£)    

    £20

     

    3 out of 5 

    Annual and Single-Trip

    Travel delay - maximum limit (£)    

      £400

     

     

    4 out of 5

    Annual and Single-Trip

    Baggage & belongings limit (£)

     £1,500

     

     

    3 out of 5  

    Annual and Single-Trip

    Money including cash limit (£)

    £400

     

     

    3 out of 5 

    Annual and Single-Trip

    Cash limit (£)

    £200 

     

     

    3 out of 5  

    Annual and Single-Trip

     

    How we calculate customer and policy scores

    We calculated the customer scores using a combination of overall customer satisfaction and the likelihood of recommending the provider to a friend.

    We calculated the policy scores by rating the most important elements of the policy, including medical expenses cover limit, cancellation/curtailment limit, travel delay limit, baggage and belongings limit and money limit.

    The total score combines both the customer score and policy score.

    To qualify as a Which? Recommended Provider, an insurer must:

    • Be regulated by the Financial Conduct Authority.
    • Be available to the general public.
    • Have received 30 or more responses in our customer survey.
    • Have received an average or above average policy score (see table for current average score) and a customer score of 70% or above.