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Personal finance software reviews

BankTree review

By Joe Elvin

Article 3 of 6

Put us to the test

Our Test Labs compare features and prices on a range of products. Try Which? to unlock our reviews. You'll instantly be able to compare our test scores, so you can make sure you don't get stuck with a Don't Buy.

We've put BankTree through our intensive lab tests to see it how it compares with other personal finance software packages.

BankTree is a personal finance software package that aims to help you make your money stretch further, whatever your financial situation.

It allows you to record income and expenditure, import statements, balance accounts, budgeting and much more.

Banktree overview
Version tested 3.17.4
Data input Subscriber only content
Performance Subscriber only content
Support Subscriber only content
Mobile app Subscriber only content
Customer score Subscriber only content

We've made it easy to compare BankTree to other personal finance software by putting it through intensive product tests. 

To read our personal finance software reviews and find out whether BankTree is the best package for your financial needs, log in or sign up to Which? for £1.  

BankTree - lab tests

Getting started

Downloading and installing Subscriber only content
Ease of data input Subscriber only content
Speed of data input Subscriber only content
Overall score Subscriber only content


We reveal how easily and quickly you can expect to get started using BankTree. Our lab testers manually input two sets of fictitious financial data into the software, as well as importing CSV and QIF files from various sources, in order to calculate star ratings for both ease and speed of data input.  

Ease of use

Navigation Subscriber only content
Search function Subscriber only content
Grouping transactions Subscriber only content
Generating reports Subscriber only content
Setting goals Subscriber only content
Setting reminders Subscriber only content
Overall score Subscriber only content


Our lab testers ran the rule over dozens of BankTree’s features and issued star ratings for its search, navigation, grouping, report generating, goal-setting and reminder scheduling functions.      

These were the elements rated as most important to be able to use easily, as indicated by our recent survey of personal finance users. 


Step-by-step guide Subscriber only content
Phone support Subscriber only content
Email support Subscriber only content
FAQs Subscriber only content
Forums Subscriber only content
Overall score Subscriber only content


We tested every element of BankTree’s customer support and gave each of them a star rating, as well as an overall star rating based on the range and quality of support services on offer.

What do BankTree’s users say about it?

We asked BankTree users what they liked and disliked most about the software and feature their comments within the review. Although these comments have no effect on the test score, they should help give an idea of who this product is most suitable for.

Which? verdict on BankTree

Suitability for beginners Subscriber only content
Suitablity for experts Subscriber only content
Mobile app Subscriber only content
Test score Subscriber only content


We give our verdict on how suitable BankTree is for both inexperienced and advanced users of personal finance software. We also tested and rated the associated smartphone app, which comes free with the desktop software.

Our test score ignores price and is based on overall ratings for performance (70%); support (15%); app score (10%).     

  • Last updated: June 2017    
  • Updated by: Joe Elvin

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