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Top 10 uninsured driver hot spots in UK announced

Dumfriesshire is main car insurance problem area

Uninsured driver

You may wish to use bubble wrap when driving in Dumfriesshire

The top 10 uninsured driver hot spots in the UK have been named and shamed by moneysupermarket.com. 

The price comparison website spent one year analysing almost three million car insurance quotes and discovered that the Scottish town of Sanquhar, in Dumfriesshire, is the UK’s biggest hot spot for uninsured drivers.

A staggering 28% of men in their early 20s, living in Sanquhar, have received convictions for driving uninsured. The top 10 table below also shows that Hebden Bridge in West Yorkshire comes a close second place, as well as highlighting that half of uninsured drivers are men, aged under 25.

The uninsured driver hotspots
Postcode Area Age range Sex Offence code Percentage of convictions to searches
DG4 Sanquhar, Dumfriesshire 22 – 25 Male IN10 28.42%
HX7 Hebden Bridge, West Yorkshire 22 – 25 Male IN10 24.88%
G14 Glasgow 22 – 25 Male IN10 20.43%
M12 Manchester 31 – 40 Male IN10 17.42%
KA4 Galston, Ayrshire 17 – 21 Male IN10 15.79%
E9 Hackney, London 51 + Male IN10 14.39%
B7 Nechells, Birmingham 51 + Male IN10 14.29%
LU5 Dunstable, Bedfordshire 22 – 25 Female IN10 12.84%
HR6 Leominster 22 – 25 Male IN10 12.45%
W11 Notting Hill, London 31 – 40 Male IN10 12.37%


Clearly, the high cost of car insurance is putting young people off buying cover, but this raises the cost of insurance premiums further, fuelling a perpetual problem. 

According to Steve Sweeney, head of car insurance at moneysupermarket.com: ‘uninsured motorists cost the industry £500m in claims each year.’

In January, Which? reported that the increase of the compensation culture and the number of uninsured drivers were to blame for an almost 20% rise in car insurance premiums.

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