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Virgin launches charity credit card paying over 1%

0.8% cashback on spending boosted with Gift Aid

Charity wristbands

Charity wristbands are a popular way to show your support for a particular cause

Virgin Money have launched a new charity credit card, offering 0.8% cashback which can be redeemed by the cardholder or donated to charity.

For those who use the card to donate to charity, gift aid will boost the total donation to over 1% of all spending on the card.

The card comes with a typical APR of 12.9%, well below the market average, and allows the cardholder to choose the charity that will receive the donation from a list of hundreds of charities of all sizes.

Low APR and donation to charity make Virgin Charity Card attractive

Martyn Saville, Which? credit card expert, commented: ‘The number of cashback credit card deals on the market has shrunk dramatically in recent years, as has the amount paid out per £1 spent. This card is a very good alternative. Not only can you support your favourite charity, but this card has finally got round the age-old problem associated with charity credit cards – you can also boost your donation with gift aid.

‘The relatively low APR makes this a good all-round card, although consumers looking for a 0% balance transfer deal would do better switching to the market-leading Virgin Money Credit Card, offering 16 months at 0%. You could then donate some of the money you save each month to your chosen good cause.’

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