Which? uses cookies to improve our sites and by continuing you agree to our cookies policy

1.5 million cars have no insurance

One in 25 drivers drive without car cover

Two cars in road after crash

Four percent of motorists drive without car insurance. Research from the Motor Insurance Bureau (MIB) shows that around 1.5 million cars are driven on UK roads without any car cover.

MIB has revealed that the proportion of uninsured drivers has dropped from 5% to 4%. 

This still means in excess of 1 million motorists are on UK roads without any cover, which adds an estimated £30 to the average legitimate driver’s annual car insurance premium to cover the cost of crashes involving illegal motorists.

The drop in uninsured drivers had been put down to increased police vigilance, with greater reliance on the Motor Insurance Database, which identifies vehicles that are being driven without valid cover. 

Check your car insurance details

MIB recommends that consumers check that their details are accurately reflected on insurance policy documents. Drivers can also check, for free, that their policy details are on the Motor Insurance Database by entering their car registration numbers into www.askMID.com.

For more information, read the Which? car insurance online guide.

pound coins

Which? Money when you need it

You can follow @WhichMoney on Twitter to keep up-to-date with our Best Rates and Recommended Provider product and service reviews.

Sign up for the latest money news, best rates and recommended providers in your newsletter every Friday.

Or for money-saving tips, and news of how what’s going on in the world of finance affects you, join Melanie Dowding and James Daley for the Which? Money weekly money podcast

For daily consumer news, subscribe to the Which? news RSS feed here. And to find out how we work for you on money issues, visit our personal finance campaigns pages.

Back to top