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Barclaycard 0% balance transfer now 17 months

Market-leading interest-free credit card deal

Best rate credit cards

Which? analyses the whole market to find the best credit cards for shopping, borrowing, cashback and balance transfers

Barclaycard has increased the 0% period on its Barclaycard Platinum With Balance Transfer Visa to a market-leading 17 months, taking it to the top of the Which? Best Rate 0% balance transfer credit card table.

If you transfer a balance of £3,000 or more by the end of January you’ll receive £20 knocked off the transfer fee, which is charged at 2.9% of the balance transferred. The card comes with a standard APR of 16.9% on new purchases. 

Pay your balance faster

With the average interest rate on a credit card around 17%, switching an existing balance to the card could help you pay off your balance much more quickly and save you hundreds of pounds.

For example, switching a £5,000 credit card balance to the Barclaycard deal and repaying the debt at £100 a month would save you around £850 in interest over the 17-month 0% period, even after paying the balance transfer fee of 2.9%.

Which? Best Rate credit card reviews

To find the best credit card for your needs, read Which? credit card reviews. To find out which type of card best suits your spending habits, read the free Which? guide to choosing a credit card.

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