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New Barclaycard 18-month 0% credit card deal

Is this the longest-ever 0% balance transfer deal?

Barclaycard logo

Barclaycard has extended the 0% balance transfer period on its Barclaycard Platinum credit card to a market-leading 18 months.

Barclaycard overtakes Nationwide at the top

The announcement by Barclaycard comes just a day after Nationwide increased its own 0% balance transfer period to 17 months, joint first with Barclaycard’s previous deal.

Barclaycard Platinum also offers 0% interest on purchases for the first three months and a typical APR of 16.9% variable. Balance transfers incur a transfer fee of 2.9%, although transfers of over £3,000 made by the end of February will receive a discount of £20 on this fee.

Which? credit card expert Martyn Saville commented: ‘As far as I’m aware, this is the first time any UK credit card provider has offered a 0% balance transfer deal of 18 months. If you’ve got debt on your current credit card, it’s worth considering switching it to a 0% deal to save on interest.

‘Coupled with M&S Money’s new credit card and loan deals, now is an excellent time to get a great deal on your borrowings, but only if you’ve got an excellent credit rating.’

Save money by switching credit cards

To find out how much money you could save by switching to a new credit card, try out the free Which? credit card switching calculator. You can then find the best deals by reading the Which? 0% balance transfer credit card reviews.

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