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10 Android and iPhone money-saving apps

Which? experts review 10 apps to save you cash

Android and iPhone apps can be a great way to save you money and get the best deal. Which? Money experts round up 10 of the best.

Android logo

The number of money apps available to Android users is growing quickly, with big names like Skype now on board. 

1. Quidco

This app from leading cashback website Quidco rewards users with cash and moneysaving offers just for ‘checking in’ at certain shops and restaurants. It also provides the user with details of offers available nearby, including vouchers and in-store cashback deals.

  • iPhone or Android?: iPhone
  • Cost: Free

2. Toptable

Downloading TopTable enables you to view and book nearby restaurants, as well as take advantage of all the money-saving deals offered on the site. It also includes a tip calculator.

  • iPhone or Android?: iPhone
  • Cost: Free

3. Mycarcheck

If you’re buying a secondhand car, this app allows you to check the vehicle details, history and date of registration of any car. For an extra £2.99 per vehicle you can check if a car has been stolen, written-off or scrapped.

  • iPhone or Android?: iPhone
  • Cost: Free

4. Skype

The Skype app allows you to make free Skype-to-Skype voice and video calls over 3G and WiFi. Users can also share video calls on Skype with people on iPhone, PC, Mac or a Skype-enabled TV. To find out more about using Skype, read the Which? Mobile guide How to use Skype on your mobile phone.

  • iPhone or Android?: Both
  • Cost: Free
Apple logo

All of our 10 money apps are available on the Apple iPhone

5. AA Parking

This app can help you save money on car parking and petrol, as not only does it find the nearest car park, it also tells you how much it costs and whether there are spaces available. For more top tips, read the Which? guide Ways to save on motoring.

  • iPhone or Android?: Both
  • Cost: £1.79

6. Currency

This is a handy app for exchange-rate data. It monitors about 90 currencies, including the Euro, US dollar and Yen, so you can work out costs before you go and track how much you’re spending while abroad.

  • iPhone or Android?: Both
  • Cost: Free

7. Theatre Billboard

This app searches major vendors to find the cheapest theatre tickets around the UK. It enables customers to search, compare and buy theatre tickets to more than 350 top shows.

  • iPhone or Android?: iPhone
  • Cost: Free

8. MasterCard ATM Hunter

This app uses GPS to tell users where the nearest ATM is. The really useful bit is it tells you if the ATM charges a fee or not. You can also find places that accept MasterCard’s Pay Pass.

  • iPhone or Android?: Both
  • Cost: Free

9. Trivago

By comparing prices on the main hotel-booking websites, such as Booking.com and Lastminute.com, this app lets users find the best rate for more than 400,000 hotels.

  • iPhone or Android?: Both
  • Cost: Free

10. Calc VAT

This easy-to-use VAT calculator can make quick VAT calculations. And it can validate VAT numbers, so you can ensure that invoices you are paying are correct.

  • iPhone or Android?: Both
  • Cost: 59p

Free Which? consumer rights app

Don’t forget to download the free Which? consumer rights app. This iPhone app gives you advice and information on what you are entitled to, by law, as a consumer. Each guide explains your rights, lists frequently asked questions and offers sample letters if you need to make a written complaint. Topics include dealing with faulty goods, flight delays and cancellations, how to cancel a contract, online shopping and catalogue problems, returning unwanted gifts and understanding the Consumer Credit Act.

And finally, an app to avoid: MoneySave debt calculator

MoneySave Solutions is offering what it calls a ‘free financial health check’ with the launch of its new Debt Calculator application for the iPhone and iPad. The app in itself is a potentially useful tool to help measure up how you manage your finances. The interface is easy to use and is well-presented.

However, we think the app is geared towards attracting customers to the company’s fee-charging debt management services, rather than offering useful follow-up advice to help you manage your own finances or get free independent help. In our view, if you’re looking for online help, you’d be better off using the Consumer Credit Counselling Service’s (CCCS) online Debt Remedy programme. CCCS, along with National Debtline, Citizens Advice and Payplan offer impartial debt advice that is free to the consumer.

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