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Google launches new mobile payments app

Software turns your phone into a wallet

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Google’s new app turns your smartphone into your wallet

Google has launched a new application that will allow you to pay for goods with your phone. 

Google Wallet will allow you to store all your plastic cards, along with loyalty cards, meaning you can swap your old leather wallet for your sparkling smartphone and pay for things with just a tap of your mobile.

The app launched in the US this week, and only accepts those that bank with Citi. However, Google has announced that American Express and Visa are both preparing to enable mobile payments through their cards in the near future.

How does Google Wallet work?

Google Wallet uses a type of technology called near field communication (NFC). Google says that NFC is ‘a wireless technology that enables data transmission between two objects when they are brought within a few inches of each other.’

‘Smartphones that are enabled with NFC technology can exchange data with other NFC-enabled devices or read information from smart tags embedded in posters, stickers, and other products.’

Next week, Apple will be launching the fifth version of its successful iPhone, which is rumoured to have an NFC chip embedded within it.

Mobile payments in the UK

Last week (22 September), Orange and Barclaycard announced the launch of Quick Tap contactless payments through the Samsung Wave 578.

The handset allows consumers to make mobile payments at 50,000 UK stores, including Prêt a Manger, EAT, Little Chef, Wembley Arena, Subway, Wilkinson and McDonalds – making purchases of £15 and under.

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