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Lloyds to shut another 49 bank branches: are you affected?

Find out if your local bank will shut

Lloyds Banking Group has announced plans to shut another 49 bank branches this year, in addition to the 49 it announced in 2017.

It also revealed 1,230 job cuts, although this is being offset by the creation of 925 new roles, putting overall job losses at 305.

The move brings the total number of bank branch closures in 2018 to 418 and a staggering 1,944 since 2015.

Why is Lloyds cutting more branches?

The cuts will impact customers of Lloyds Bank and Halifax, with closures due to take place between July and October this year.

A spokesman for Lloyds said that ‘these branch closures are in response to changing behaviour and the reduced number of transactions being made in branches.’

‘We are also announcing that our mobile branch service will be expanded to support customers in more locations with the introduction of seven new mobile branches.’

‘This will bring the total number of mobile branches to 36 which will serve over 180 communities. All branches announced for closure have a Post Office within short walking distance so customers can still access their banking locally.’

This follows another wave of closures for 2018. So far this year, RBS/NatWest and Ulster Bank are closing 269 branches, Barclays is closing 43 and Yorkshire Building Society is closing eight branches.

Lloyds first announced the closure of 49 branches in December 2017. Some 49 are due to close, with 11 closing in Scotland, two closing in Wales and the remaining 36 to close across England.

The table below shows the latest round of closures:

BRAND CLOSING BRANCH Region Constituency
Lloyds Alford Midlands & East Louth and Horncastle
Lloyds Bishops Cleeve Central & South Tewkesbury
Lloyds Bovey Tracey Wales & West Central Devon
Lloyds Bridgend Industrial Estate Wales & West Bridgend
Lloyds Brierley Hill Midlands & East Dudley South
Lloyds Brightlingsea Midlands & East Harwich and North Essex
Lloyds Butler Place Greater London Cities of London and Westminster
Lloyds Chatteris Midlands & East North East Cambridgeshire
Lloyds Clare Midlands & East South Suffolk
Lloyds Cockermouth North Workington
Lloyds Colchester University Of Essex Midlands & East Harwich and North Essex
Lloyds Coningsby Midlands & East Louth and Horncastle
Lloyds Cricklade Central & South North Wiltshire
Lloyds Croydon George St Greater London Croydon Central
Lloyds Dawlish Wales & West Newton Abbot
Lloyds East Wittering Central & South Chichester
Lloyds Frinton-on-Sea Midlands & East Clacton
Lloyds Hassocks Central & South Arundel and South Downs
Lloyds Hednesford Midlands & East Cannock Chase
Lloyds Henley-in-Arden Central & South Stratford-on-Avon
Lloyds Hull Derringham North Kingston upon Hull West and Hessle
Lloyds Keswick North Copeland
Lloyds Lakenheath Midlands & East West Suffolk
Lloyds Ledbury Wales & West North Herefordshire
Lloyds Mablethorpe Midlands & East Louth and Horncastle
Lloyds Midhurst Central & South Chichester
Lloyds Ottery St Mary Wales & West East Devon
Lloyds Plymouth Southway Wales & West Plymouth, Moor View
Lloyds Royton North Oldham West and Royton
Lloyds Rye Greater London Hastings and Rye
Lloyds Selsey Central & South Chichester
Lloyds Soham Midlands & East South East Cambridgeshire
Lloyds St Leonards-on-Sea Silverhill Greater London Hastings and Rye
Lloyds Stalybridge North Stalybridge and Hyde
Lloyds Stevenage High St Midlands & East Stevenage
Lloyds Teddington Greater London Twickenham
Lloyds Upton-upon-Severn Wales & West West Worcestershire
Lloyds Watton Midlands & East Mid Norfolk
Lloyds Wealdstone Greater London Harrow West
Lloyds West Ealing Greater London Ealing, Southall
Lloyds Wingham Greater London South Thanet
Halifax Chester St Werburgh North West, NI & Scotland City of Chester
Halifax Harold Hill Greater London Hornchurch and Upminster
Halifax Knightsbridge Greater London Cities of London and Westminster
Halifax Portswood South Southampton, Test
Halifax Preston Orchard St North West, NI & Scotland Preston
Halifax Sowerby Bridge North Halifax
Halifax Walsall Park St Central & Wales Walsall South
Halifax York Davygate North York Central

This additional table shows all of Lloyds Banking Group’s closures announced in 2017.

Bank Branch Constituency Region When?
Halifax Cardiff Capitol Cardiff Central Wales March
Halifax Guiseley Pudsey Yorkshire and The Humber March
Halifax Liverpool Bold Street Liverpool, Riverside North West May
Halifax Norwich St Stephens Norwich South East of England March
Halifax Wealdstone Harrow East London Ferbruary
Halifax Yarm Stockton South North East March
Bank of Scotland Alva Ochil and South Perthshire Scotland April
Bank of Scotland Bridge of Allan Stirling Scotland February
Bank of Scotland Carnoustie Dundee East Scotland April
Bank of Scotland Dalmuir West Dunbartonshire Scotland March
Bank of Scotland Denny Falkirk Scotland February
Bank of Scotland Edinburgh Piershill Edinburgh East Scotland March
Bank of Scotland Giffnock East Renfrewshire Scotland February
Bank of Scotland Glasgow Scotstoun Glasgow North West Scotland March
Bank of Scotland Lochgelly Kirkcaldy and Cowdenbeath Scotland February
Bank of Scotland Prestwick Central Ayrshire Scotland March
Bank of Scotland Stirling Munro Road Stirling Scotland February
Lloyds Acle Broadland East of England May
Lloyds Avenue, Southampton Southampton, Test South East March
Lloyds Banner Cross Sheffield, Hallam Yorkshire and The Humber February
Lloyds Billingshurst Horsham South East May
Lloyds Bingham Newark East Midlands May
Lloyds Broomhill Sheffield Sheffield Central Yorkshire and The Humber March
Lloyds Bungay Waveney East of England May
Lloyds Burslem Stoke-on-Trent North West Midlands April
Lloyds Codsall South Staffordshire West Midlands February
Lloyds Coulsdon Croydon South London February
Lloyds Crowthorne Bracknell South East April
Lloyds Cullompton Tiverton and Honiton South West April
Lloyds Faringdon Wantage South East June
Lloyds Great Shelford South Cambridgeshire East of England February
Lloyds Halesworth Suffolk Coastal East of England May
Lloyds Hornsea Beverley and Holderness Yorkshire and The Humber June
Lloyds Hythe Folkestone and Hythe South East May
Lloyds Larkfield Chatham and Aylesford South East March
Lloyds Llandeilo Carmarthen East and Dinefwr Wales May
Lloyds Moulsham Street, Chelmsford Chelmsford East of England March
Lloyds Norwich Surrey St Norwich South East of England March
Lloyds Perivale Ealing North London March
Lloyds Petts Wood Orpington London March
Lloyds Pocklington East Yorkshire Yorkshire and The Humber June
Lloyds Poole Commercial Rd Poole South West April
Lloyds Ripon Skipton and Ripon Yorkshire and The Humber June
Lloyds Rochester Rochester and Strood South East April
Lloyds Rottingdean Brighton, Kemptown South East March
Lloyds Sandwich South Thanet South East March
Lloyds Southwold Suffolk Coastal East of England May
Lloyds Wilton Salisbury South West March
Lloyds Woolston Southampton, Itchen South East March

What’s driving the wave of branch closures?

Banks argue that fewer and fewer customers are using branches. In an exclusive interview with Which?, RBS chief executive Ross McEwan said that the number of people visiting branches had fallen by 40%, while use of mobile and online banking had soared.

Banks are increasingly telling customers to use the Post Office network to do their face-to-face banking, where they can pay in and withdraw money.

Many are offering mobile branches, such as vans, to visit communities hardest hit by branch closures.

Lloyds has pledged to expand its mobile branch network by another seven, to 36 in total.


Categories: Banking, Money

Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.

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