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Gift cards: best and worst expiry dates

Gift cards are better than unwanted presents, but with expiry dates as short as eight weeks and no protection if the retailer goes bust, they can quickly become worthless bits of...

Blue and red fibre optical cables on a black background

Open banking: 92% of the public in the dark

New rules on open banking come into force from January 2018, giving you more control over how you share your financial data – but Which? statistics show the vast majority of...

Beware costly online cashback schemes

Which? is warning online shoppers to pay close attention or risk being signed up for expensive cashback schemes, following a string of complaints from its members. Online cashback site Complete...

Digital revolution: the tech that could make banking safer

Innovation in banking is shifting at warp speed with the latest smartphones bringing biometrics into the mainstream and a new wave of mobile-only banks gaining traction. But, does technology make...

Is peer-to-peer lending heading for trouble?

Two of the biggest peer-to-peer (P2P) lenders in the UK have been beset by problems over the past month, with RateSetter forced to make up a near £9m loan-deal gone...

Nationwide is winning the current account switching war

Nationwide Building Society has gained over 30,000 new current account customers, according to the latest switching figures published by Bacs, while disgruntled Santander customers voted with their feet after the bank...

One in four tickets touted on resale sites

As many as one in four tickets to popular music, theatre and sporting events are for sale on secondary ticketing websites, according to a new Which? investigation. Hundreds or even thousands...

NatWest cuts Reward cashback – is it still a good deal?

NatWest is cutting the cashback rate on its Reward current account from 3% to 2% next week, and introducing a weighty £1,500 monthly pay-in for new customers. From Monday (26...

Bank of Scotland cuts interest on its Vantage account: should you switch?

Bank of Scotland has become the latest provider to cut the interest rate on its bank account, following Lloyds Bank and Santander. From this Sunday (11 June), customers with ‘Vantage’ current accounts...

Banks refusing to refund victims of card fraud

Barclays is unfairly rejecting card fraud claims in more than a third of cases, according to a new Which? Money investigation.  Financial fraud costs the UK an incredible £2m every...

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