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Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.

Interest-free balance transfer credit card deals hit record low

Debt-busting 0% balance transfer credit cards are getting scarcer even as the deadline to suspend cards of long-term debtors looms.

Open Banking turns two: 15 apps set to transform your money

Which? explains how Nesta Open Up 2020 finalists including Creditspring , Canopy and Toucan plan to transform borrowing, saving, credit scores and more using Open Banking.

Banks could set a single easy-access interest rate for old accounts

Savings providers could set a single rate for easy-access accounts held longer than 12 months providing an estimated £260m boost in interest payments.

Seven ways to boost your credit score in 2020

Find out how ex-lovers, the wrong address, having too many credit cards and fraudsters could be dragging your score down - and what to do about it.

Six home insurance comparison site quirks to watch out for

Comparison sites help households quickly shop around for cheap home insurance. But Which? Money has found quirks that could inflate your premium or invalidate your policy.

Concerned people at laptop

Co-operative Bank adopts new rules to protect and refund fraud victims

It's the ninth bank to sign up to the code to protect customers from bank transfer scams. But as many as 10 banks are still dragging their heels.

Eight simple ways to give yourself a Christmas bonus in 2019

Christmas bonus looking unlikely this year? Not to worry – we’ve got eight simple ways to give your budget a boost this festive season.

Election 2019: what a Conservative government will mean for your money

The Conservatives have won the general election with the biggest majority since 1987. Find out what they've got planned for tax, pensions, benefits and more.

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HSBC, First Direct and M&S Bank to hike overdraft rates to nearly 40%

HSBC, First Direct and M&S Bank will hike interest to 39.9% EAR for arranged and unarranged overdrafts from March 2020. Which? explains what it means for you.

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