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Credit cards & loans

From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?

The next time you’re in-store or shopping online you could be given the choice to spread the cost of your purchase and pay by Laybuy. Is it safe?

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Two-thirds of people don’t know the cost of their overdraft

Two-thirds of Brits with an unarranged overdraft have no idea how much it's costing them. Which? explains how to get back in control of debt.

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Saga withdraws platinum credit card – are you affected?

We take a look at what the end of Saga's Platinum Credit Card means for customers and what to do if you've been affected.

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M&S relaunches cheapest loan rate – but it comes with a catch

M&S Bank has revived its 2.8% APR deal on loans between £7,500 and £20,000, but only if you can repay it within three years. Which? crunches the numbers.

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How to pay off Christmas credit card debt

If you’ve racked up credit card debt this year, don’t put off dealing with it. Use our tips to get back in control of your finances.

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New loan grows cheaper as your credit score improves: is it worth using?

LiveLend is offering a unique personal loan that rewards customers with a lower rate if their credit score improves over the term of the deal. Is it worth going for?

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Barclaycard launches new cashback credit card – is it any good?

Barclaycard has launched a new cashback credit card paying a flat rate of 0.25% on purchases for over five years. Can it save you money on your Christmas spending?

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Experian credit reports to include rent payments for the first time

More than 1.2 million tenants across the UK will now have their rent payments recorded on their Experian credit reports - which could make it easier to get access to better rates on loans, credit cards and mortgages.

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Can you get the best credit card from a supermarket?

Over the last past few years, the number of supermarket credit cards has boomed, but can they offer you a better deal than high street banks?

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Lloyds Bank and Halifax scrap helpful credit card repayment perk

Lloyds, Halifax and Bank of Scotland have stopped reducing direct debits for credit card customers that make manual additional payments. Here's how to avoid overpaying your next bill.

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