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Mortgages & property

Base rate stays at 0.5% – should you get a tracker or fixed-rate mortgage?

The Bank of England base rate is sticking at 0.5% for this month - so should you remortgage now, and if so should you choose a fixed-rate or tracker deal?

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12 tips to ensure your first mortgage application gets approved

Up to 76% of first-time buyers have their mortgage applications approved - so how can you improve your odds? Read our tips for buying your first home.

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Should you fix your mortgage rate for 10 years?

In light of lenders offering new and reduced price 10-year mortgages, Which? explains the pros and cons of choosing a long-term fix in the current market.

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To have or to leasehold? Inside the scandal rocking the new homes industry

Which? investigates the leasehold new-build homes scandal, where escalating ground rent clauses and punitive fees leave owners as 'tenants in their own homes'

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Where are the UK’s most family-friendly cities?

Which? assesses new research that claims to uncover the best and worst cities to raise a family, and offers advice on finding the right area to move to.

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Are interest-only mortgages making a comeback?

Which? assesses new data that shows the number of providers offering interest-only mortgage has more than doubled in the last five years.

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Parents remortgaging and using guarantor mortgages to help children buy homes

The 'Bank of Mum and Dad' now contributes to one in four property transactions - and you can help your child buy even if you don't have cash for a deposit.

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Holiday lets: where can you get the best buy-to-let yields?

Which? assesses new data that shows the UK towns with the best holiday let yields, before explaining how mortgages work on buy-to-let holiday homes.

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Good news for first-time buyers: 95% mortgage rates drop

First-time buyers are being offered cheaper 95% LTV mortgages than a year ago. Which? rounds up the best mortgage deals and explains your options.

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London house raffle deadline extended: is entering worth it?

A new raffle competition to win a house in London has failed to sell enough tickets to announce a winner – we explain whether house raffles are still worth trying.

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