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Mortgages & property

Have you overpaid on your stamp duty bill?

Which? explores the main reasons why home buyers have wrongly paid the 3% stamp duty surcharge brought in for buy-to-let investment properties.

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London, UK - April 8, 2017 - To Let property agency sign posted outside English terraced houses in Poplar, East London

Over 400 landlords fined for Right to Rent breaches

Over 400 landlords have been hit with fines for breaching Right to Rent rules. Find out how you can meet your obligations and avoid a penalty.

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Who benefits most from Help to Buy?

Which? analyses data that shows the government's Help to Buy scheme has been used by thousands of homebuyers who earn over £100,000 a year.

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Accidental landlords: can you let out your own home?

If you find yourself needing to rent out your own home, you may risk violating your residential mortgage terms. Which? explains your options.

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13 unexpected things that can hold up your mortgage application

Time is of the essence in mortgage applications, but small details may stop your application being approved. Which? explains the most common pitfalls.

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House prices: average flat value jumps £75,000 in five years

The average flat price has increased by £75,000 since 2013. Which? takes a look at what this means for first-time buyers hoping to get a property.

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New 95% mortgages for first-time buyers launched: how do they compare?

Which? assesses a new 95% mortgage deal from the digital lender Atom Bank, looking at how it compares to the best first-time buyer deals.

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Property vs pension: which is the better investment?

Some people say their property is their pension - but is this savvy or reckless? We examine the pros and cons of investing in property vs pension.

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Could this new mortgage for older borrowers help those trapped in interest-only deals?

Aldermore has launched a new mortgage that could help older homeowners trapped on interest-only deals they can't repay. We explain how it works.

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Mortgage deal offers £1,000 cashback: but is it worth it?

Pitched to first-time buyers as a way to help with moving costs, we look at whether cashback mortgages offer a good deal over the long-term.

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