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Mortgages & property

Equity release gives retirees £8m per day

Which? assesses new research which shows pensioners are releasing £3bn of equity in their properties each year, as the equity release market expands.

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Tuition fees reform: can student debt stop you getting a mortgage?

As the government considers a shake-up of the tuition fee system, Which? explains how student loans will affect your application for a mortgage.

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Mapped: where the UK’s 750,000 property millionaires live

The number of homes worth more than £1m has risen in recent years - so which areas have the highest concentration of high-value property?

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Bank of mum and dad: could this mortgage help you avoid stamp duty?

Which? assesses the rise in popularity of joint borrower sole proprietor mortgages for parents hoping to help their children buy their first home.

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New schemes to help first-time buyers get on the London property ladder

Are you a London first-time buyer? Discover schemes that could help, including the 'first dibs' policy, Living Rent, Help to Buy and shared ownership.

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Mortgage rates set to rise as cheap funding ends: should you fix your rate now?

Homebuyers have benefited from historic low rates. But as a scheme providing cheap funding to banks comes to an end, are borrowers set for a rate hike?

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Interest-only mortgage crisis: how can you pay off your loan?

In light of FCA research on interest-only mortgage payment shortfalls, Which? explains the options available to people struggling to repay their mortgage.

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How much deposit are first-time buyers in your area paying?

The average deposit put down by a first-time buyer ranges from £13,700 to a whopping £175,000 depending on where they live. What's happening in your area?

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Buy-to-let for parents: can you rent a property to your kids?

After the launch of a new family buy-to-let deal, Which? considers the financial implications of landlords letting properties to family members.

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UK housing worth more than £7 trillion: who’s making a profit?

The value of housing in the UK has hit £7tn - but not everyone has benefited equally. Which? explains which areas and types of buyers have profited most.

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