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Mortgages & property

Should first-time buyers avoid fixed-rate mortgages?

Which? looks at whether first-time buyers with a deposit of 5% should consider getting a discounted variable rate mortgage rather than a fixed-rate one.

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Buy-to-let mortgage deals up 30% on last year

The number of buy-to-let mortgage deals has hit a 10-year high as the countdown to new lending rules continues, but which deal should you go for?

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Best and worst financial brands

Revealed: the best and worst financial brands

Nationwide is the UK’s best financial brand for customer satisfaction and complaints handling, according to new analysis from Which? It’s been a good year for the building society, which topped...

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What’s next for new-build leasehold buyers?

As the government's consultation on leasehold new-build homes ends, Which? looks at what could be next for those affected by ground rent doubling clauses.

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Two weeks until landlords face buy-to-let clampdown

Which? analyses how tougher buy-to-let lending rules coming into force at the end of September will affect property investors with four or more homes

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Mortgage rates hit historic low: are you better off?

Which? investigates who benefits most from historically low interest rates in the fixed-rate mortgage market, and where you can find the best deals.

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Mortgaged for a lifetime: interest-only mortgages to last into retirement

Older borrowers could continue paying their mortgages until they die or move into care, under a new proposal by the city watchdog. The Financial Conduct Authority (FCA) has launched a...

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Self-builders due £30,000 on average in VAT rebate

New research shows self-builders are failing to claim VAT windfalls - but what are the financial pros and cons of building your own home?

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Buy-to-let landlords: will setting up a company cut your tax bill?

Which? considers whether buy-to-let property investors are better creating their portfolios as sole traders or incorporating as businesses.

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First-time buyers bag £50,000 in 5 years: how to use your profits

Research from Savills shows buyers who bought their first home in 2012 have an average of £50,000 equity - but is it enough to step up the ladder?

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