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Money

Beware the buy now pay later pitfalls

Beware the buy now pay later pitfalls

Some leading retailers who offer ‘by now, pay later’ finance deals could disproportionately punish shoppers for minor changes in repayment behaviour.

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Help-to-Buy deals not always the cheapest

Help-to-Buy deals not always the cheapest

For first time buyers with low deposits, mortgages available under the government's guarantee scheme aren't necessarily the best value.

Self-assessment tax returns – avoid non-HMRC sites

Self-assessment tax returns – avoid non-HMRC sites

Tax returns and self-assessment registration are free online at HMRC.gov.uk. Using unofficial websites could cost you £1000. Which? helps you not get caught out

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Many financial advisers tight-lipped over fees

Many financial advisers tight-lipped over fees

Many financial advisors won’t reveal how much they charge until customers meet with them in person, Which? research has indicated.

Government postpones pensions charges cap

Government postpones pensions charges cap

Pensions Minister, Steve Webb, today announced that government plans to cap auto-enrolment pension scheme charges from April 2014 will be postponed by a year.

Top 5 pension planning tips

Top 5 pension planning tips

There’s been a lot of talk about pensions in the news recently, covering the state pension, pension charges and the possibility of more flexible annuities for retired people.

Child benefit recipients may face £100 fine

Child benefit recipients may face £100 fine

High earners who fail to declare child benefit by making an online tax return by 31 January will be fined £100 by HMRC.

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Five major banks agree mobile payments deal

Five major banks agree mobile payments deal

Five major banks have pledged to offer mobile payments to their customers in 2014, allowing them to quickly complete transactions using their smartphones.   

What to do if you’ve been mis-sold CPP insurance

What to do if you’ve been mis-sold CPP insurance

Consumers affected by the CPP mis-selling scandal are set to receive between £100 and £300 each, with payouts thought to average around £200.

Can UK savings accounts beat inflation?

Can UK savings accounts beat inflation?

Despite the slight fall in the inflation rate in December 2013, savers are still struggling to get any meaningful returns on their cash.

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