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Help to Buy vs 95% mortgage: which is best for first-time buyers?

The Government’s Help to Buy equity loan scheme is helping thousands of first-time buyers with a 5% deposit purchase a home, but could you be better off with a traditional 95% mortgage in the long run?

95% mortgage rates now cheapest in a decade

Buyers with a small deposit rejoice - rates on 95% mortgages are at their lowest level in 10 years. Which? explains the trend and rounds up the best deals.

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