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Government pledges 95% mortgages for two million first-time buyers – how will they work?

Government pledges 95% mortgages for two million first-time buyers – how will they work?

Which? explains plans to unlock low-deposit mortgages for two million first-time buyers, and outlines the mortgage struggles facing buyers in 2020.

Banks withdraw nine in 10 low-deposit mortgages: what’s next for first-time buyers?

Banks withdraw nine in 10 low-deposit mortgages: what’s next for first-time buyers?

Which? explains why lenders have withdrawn the vast majority of 90% and 95% mortgages, and offers advice on whether first-time buyers can still get a good rate.

First-time buyers: here’s how to get a cheap mortgage with a 5% deposit

First-time buyers: here’s how to get a cheap mortgage with a 5% deposit

First-time buyers with small deposits can benefit from more choice and cheaper mortgage deals. Find out how long to fix for and how to secure the best rate.

First-time buyers: what’s the best 95% mortgage deal?

First-time buyers: what’s the best 95% mortgage deal?

A new mortgage from Leek United Building Society offers no-up front fees and a cashback incentive - so how does it compare to other 95% mortgages?

New guarantor mortgage deal launched: can your family’s savings help you buy?

New guarantor mortgage deal launched: can your family’s savings help you buy?

Saffron Building Society has become the latest mortgage lender to allow first-time buyers to use savings from a family member as security when buying a home. 

Cashback vs best mortgage rate: which results in the cheapest deal?

Cashback vs best mortgage rate: which results in the cheapest deal?

Which? assesses whether mortgages that come with cashback are all that they seem, or whether borrowers are better off choosing deals based on their rate.

First-time buyers: 95% mortgage rates are crashing

First-time buyers: 95% mortgage rates are crashing

Which? explains how rates on 95% mortgages have dropped significantly over the last six months and offers advice on the pros and cons of low-deposit mortgages.

10 steps to buying your first home in 2019

10 steps to buying your first home in 2019

Want to buy your first home in 2019? Which? explains the entire process of buying a property, from saving for a deposit to making an offer and moving in.

Boost for first-time buyers as 95% mortgage rates hit record low

Boost for first-time buyers as 95% mortgage rates hit record low

Which? explains how rates on 95% mortgages have hit the lowest levels since records began in 1995, and offers advice on alternatives to 95% deals.

Are these the cheapest-ever small-deposit mortgages?

Are these the cheapest-ever small-deposit mortgages?

Tesco Bank has launched a mortgage range for people who only have a 5% deposit. Does the supermarket giant offer the cheapest deals for first-time buyers?

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