We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

First-time buyers: what’s the best 95% mortgage deal?

A new mortgage from Leek United Building Society offers no-up front fees and a cashback incentive - so how does it compare to other 95% mortgages?

New guarantor mortgage deal launched: can your family’s savings help you buy?

Saffron Building Society has become the latest mortgage lender to allow first-time buyers to use savings from a family member as security when buying a home. 

Cashback vs best mortgage rate: which results in the cheapest deal?

Which? assesses whether mortgages that come with cashback are all that they seem, or whether borrowers are better off choosing deals based on their rate.

First-time buyers: 95% mortgage rates are crashing

Which? explains how rates on 95% mortgages have dropped significantly over the last six months and offers advice on the pros and cons of low-deposit mortgages.

10 steps to buying your first home in 2019

Want to buy your first home in 2019? Which? explains the entire process of buying a property, from saving for a deposit to making an offer and moving in.

People looking at properties

Boost for first-time buyers as 95% mortgage rates hit record low

Which? explains how rates on 95% mortgages have hit the lowest levels since records began in 1995, and offers advice on alternatives to 95% deals.

Are these the cheapest-ever small-deposit mortgages?

Tesco Bank has launched a mortgage range for people who only have a 5% deposit. Does the supermarket giant offer the cheapest deals for first-time buyers?

Should you ever use an equity release loan towards your mortgage?

Over a fifth of people opt for equity release use it to pay off their mortgage. Which? explains the risks of this approach, as well as alternatives.

Should you use Help to Buy or get a 95% mortgage?

Which? assesses whether the pros and cons of Help to Buy mortgages for first-time buyers, and looks at how deals improve if you save a bigger deposit.

Good news for first-time buyers: 95% mortgage rates drop

First-time buyers are being offered cheaper 95% LTV mortgages than a year ago. Which? rounds up the best mortgage deals and explains your options.

Back to top
Back to top