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Bank of England considers negative base rate: will banks charge to hold your savings?

Bank of England considers negative base rate: will banks charge to hold your savings?

The Bank of England says it’s weighing up a number of options to give the UK economy a boost to help it through the coronavirus crisis, including introducing a negative...

Exclusive: nearly half of fixed-term savings accounts pulled in one month

Exclusive: nearly half of fixed-term savings accounts pulled in one month

Which? analysis reveals how savings rates and the number of available accounts have changed since the Bank of England slashed the base rate to 0.1% in March 2020.

Base rate cut one month on: which mortgage lenders have reduced rates?

Base rate cut one month on: which mortgage lenders have reduced rates?

Which? assesses what's happened in the mortgage market since the base rate was first cut, including which banks have passed on the savings to customers.

Tracker mortgage rates drop below 1%: is now the time to gamble?

Tracker mortgage rates drop below 1%: is now the time to gamble?

Which? explains the pros and cons of taking out a tracker mortgage after two cuts to the Bank of England base rate saw rates drop below 1%.

What will Brexit mean for interest rates?

What will Brexit mean for interest rates?

As Brexit looms ahead, the Bank of England faces pressure to cut the base rate. So how could Brexit affect your mortgage and savings interest rates?

American Express links credit card interest with the base rate: will you pay more?

American Express links credit card interest with the base rate: will you pay more?

American Express credit card interest will vary in line with the Bank of England base rate from 1 October 2019. Find out if you'll end up paying more on your credit card.

Exclusive: first-time buyers offered cheaper mortgage rates despite two base rate hikes

Exclusive: first-time buyers offered cheaper mortgage rates despite two base rate hikes

Which? explains why first-time buyers are the biggest beneficiaries of two increases in the Bank of England base rate in the last year.

Remortgaging surges by 23%: should you switch to a fixed-rate deal?

Remortgaging surges by 23%: should you switch to a fixed-rate deal?

In the lead up to August's base rate rise, home owners rushed to remortgage to fixed-rate deals. But is it still worth switching six weeks on?

Should you lock away your savings in a seven-year bond?

Should you lock away your savings in a seven-year bond?

This seven-year fixed-rate bond offers the highest interest rates around - but will putting your savings away for that long mean you're likely to miss out?

Exclusive: banks shortchange savers while hiking mortgage costs after base rate rise

Exclusive: banks shortchange savers while hiking mortgage costs after base rate rise

One month after the base rate rise, savers have seen little benefit, even as variable-rate mortgage holders have seen costs rise, Which? analysis reveals.

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