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From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?

The next time you’re in-store or shopping online you could be given the choice to spread the cost of your purchase and pay by Laybuy. Is it safe?

Credit card interest rates on the rise: how to find the best deals

The cost of borrowing is rising, with the average credit card interest rate hitting 23.1%. Which? takes a look at how 0% balance transfer cards can help.

Four borrowing hacks that can help save you money

From borrowing more money to 'stoozing' on an interest-free card, these borrowing strategies can help you save money and build up your credit score.

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