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All I want for Christmas is… a cheaper mortgage

All I want for Christmas is… a cheaper mortgage

Which? explains how homebuyers, remortgagers and even buy-to-let landlords could find a cheaper mortgage deal under their tree on Christmas day.

Help to Buy equity loans enable existing homeowners to buy detached properties

Help to Buy equity loans enable existing homeowners to buy detached properties

One in five property purchases made using a Help to Buy equity loan are by people who aren't first-time buyers - and they typically borrow £60,000 more.

Can you get a mortgage of six times your annual income?

Can you get a mortgage of six times your annual income?

We assess a new mortgage deal that offers homebuyers six times their annual income, and explain how to work out whether you should actually borrow that much.

Buying a house: why you might need an extra £10,000 in savings

Buying a house: why you might need an extra £10,000 in savings

Which? assesses a new report that claims moving home costs £10,000, a figure that has increased rapidly over the last 10 years.

Exclusive: first-time buyers offered cheaper mortgage rates despite two base rate hikes

Exclusive: first-time buyers offered cheaper mortgage rates despite two base rate hikes

Which? explains why first-time buyers are the biggest beneficiaries of two increases in the Bank of England base rate in the last year.

How to get the best mortgage deal as cash buyers flee the market

How to get the best mortgage deal as cash buyers flee the market

Which? assesses new data that shows the number of cash buyers has dropped significantly, and offers advice on finding the right mortgage in a competitive market.

Buying a home: how to get a bargain as house prices slow down

Buying a home: how to get a bargain as house prices slow down

Which? offers tips on how homebuyers can get a good deal on a property this autumn as house prices stagnate.

First-time buyer mortgage lending on the up – can you buy a home with a small deposit?

First-time buyer mortgage lending on the up – can you buy a home with a small deposit?

Which? analyses data from UK Finance that shows the amount lent to first-time buyers in August had reached the highest level in over a year.

Homeowners spending £4,000 too much on their mortgages each year

Homeowners spending £4,000 too much on their mortgages each year

Which? research has found that many homeowners are spending thousands of pounds more on their mortgages than they need to. We explore the reasons.

First-time buyers: can you afford the cheapest home in your area?

First-time buyers: can you afford the cheapest home in your area?

Which? assesses new data that shows how difficult it is for young homebuyers to get on to the property ladder, and offers advice on buying your first home.

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