Some borrowers are turning to credit cards to pay off BNPL debts. Which? explains the risks and sets out ways to keep up with paying off mounting BNPL bills.
Schemes like Klarna, Clearpay and Laybuy will have to put in place stricter controls. Find out why, and when the changes will take force.
Which? is warning online shoppers to check T&Cs carefully before shopping with unfamiliar retailers even if they offer familiar ways to pay.
Which? calls for 'buy now, pay later' (BNPL) firms such as Klarna to be fully regulated after our research finds their products drive irresponsible spending.
'Buy now, pay later' (BNPL) schemes are quick and easy to sign up to at the checkout, but returning items isn't always as straightforward.
'Buy now, pay later' schemes only take a couple of clicks to sign up to, but resolving an issue if something goes wrong might not be as straightforward. Which? explains your rights when using options like Klarna, Clearpay and Laybuy.
New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.
M&S.com shoppers will be able to stagger payments interest-free over six weeks. But what are the risks of using this new option at the checkout?