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How to pay off ‘buy now, pay later’ debts with Klarna, Clearpay and Laybuy

How to pay off ‘buy now, pay later’ debts with Klarna, Clearpay and Laybuy

Some borrowers are turning to credit cards to pay off BNPL debts. Which? explains the risks and sets out ways to keep up with paying off mounting BNPL bills.

‘Buy now, pay later’ schemes such as  Klarna, Clearpay and Laybuy to be regulated

‘Buy now, pay later’ schemes such as Klarna, Clearpay and Laybuy to be regulated

Schemes like Klarna, Clearpay and Laybuy will have to put in place stricter controls. Find out why, and when the changes will take force.

More than 170 online retailers flouting refund rules

More than 170 online retailers flouting refund rules

Which? is warning online shoppers to check T&Cs carefully before shopping with unfamiliar retailers even if they offer familiar ways to pay.

Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying

Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying

Which? calls for 'buy now, pay later' (BNPL) firms such as Klarna to be fully regulated after our research finds their products drive irresponsible spending.

‘Buy now, pay later’ returns nightmares: how to get your money back

‘Buy now, pay later’ returns nightmares: how to get your money back

'Buy now, pay later' (BNPL) schemes are quick and easy to sign up to at the checkout, but returning items isn't always as straightforward.

From Klarna to Clearpay:  your rights and tips on how to use ‘buy now, pay later’ safely

From Klarna to Clearpay: your rights and tips on how to use ‘buy now, pay later’ safely

'Buy now, pay later' schemes only take a couple of clicks to sign up to, but resolving an issue if something goes wrong might not be as straightforward. Which? explains your rights when using options like Klarna, Clearpay and Laybuy.

Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.

M&S to offer ‘buy now pay later’ service with Clearpay

M&S to offer ‘buy now pay later’ service with Clearpay

M&S.com shoppers will be able to stagger payments interest-free over six weeks. But what are the risks of using this new option at the checkout?

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