UK borrowers are increasingly using ‘soft searches’ to avoid damaging their credit score when shopping for the best deals on credit cards and loans.
From minor errors to circumstances beyond your control, a host of factors affect mortgage applications. We explain how to boost your chances of being accepted.
More than 1.2 million tenants across the UK will now have their rent payments recorded on their Experian credit reports - which could make it easier to get access to better rates on loans, credit cards and mortgages.
The bank has experienced a delay in updating credit reports since April. Which? takes a look at how this will impact your credit score.
The UK’s competition watchdog is investigating Experian’s takeover of ClearScore amid concerns the deal could mean we end up paying more for credit cards and loans.
Find out how your credit score compares to the new UK average.