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Coronavirus Read our latest advice
How to boost your borrowing chances as credit card and loan deals shrink

How to boost your borrowing chances as credit card and loan deals shrink

With credit and lending cutbacks, even the most financially secure are worried about paying bills because of coronavirus. We explain the best ways to improve your chances of borrowing.

Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Thousands of tenants could find it easier to get onto the housing ladder and get better credit deals as Equifax includes rent in credit scores. How to be included.

13 ways to boost your chances of getting a mortgage in 2020

13 ways to boost your chances of getting a mortgage in 2020

Expert Which? advice on improving your mortgage chances in 2020, from saving tips to expert insights on improving your credit score and choosing a deal.

Starling Bank partners with CreditLadder to boost renters’ credit scores

Starling Bank partners with CreditLadder to boost renters’ credit scores

Tenants paying their rent from a Starling Bank account can choose to have the payments tracked by CreditLadder in-app. But are lenders actually using the data?

FCA launches probe into credit report market

FCA launches probe into credit report market

The regulator has five big concerns including the quality of information on credit reports and the risks posed by Open Banking.

Surge in borrowers protecting their credit scores

Surge in borrowers protecting their credit scores

UK borrowers are increasingly using ‘soft searches’ to avoid damaging their credit score when shopping for the best deals on credit cards and loans.

10 things that could ruin your mortgage chances

10 things that could ruin your mortgage chances

From minor errors to circumstances beyond your control, a host of factors affect mortgage applications. We explain how to boost your chances of being accepted.

Experian credit reports to include rent payments for the first time

Experian credit reports to include rent payments for the first time

More than 1.2 million tenants across the UK will now have their rent payments recorded on their Experian credit reports - which could make it easier to get access to better rates on loans, credit cards and mortgages.

TSB failing to update credit reports: has your credit score been hit?

TSB failing to update credit reports: has your credit score been hit?

The bank has experienced a delay in updating credit reports since April. Which? takes a look at how this will impact your credit score.

Competition watchdog to probe Experian and ClearScore merger

Competition watchdog to probe Experian and ClearScore merger

The UK’s competition watchdog is investigating Experian’s takeover of ClearScore amid concerns the deal could mean we end up paying more for credit cards and loans.

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