The regulator has five big concerns including the quality of information on credit reports and the risks posed by Open Banking.
Your credit score is affects whether you can take out a mortgage, loan or mobile phone contract - but a majority of us don't understand how it works.
Credit reference agencies collect data on and rate every adult in the UK. Reena Sewraz investigates a system we can’t opt out of but has the power to make or break lives.
Equifax has alerted another 167,000 UK clients to the risk of fraud following a mass data breach - adding to the 690,000 victims previously warned.