Is downsizing to a smaller home right for you?
With house prices on the rise, we explain the pros and cons of downsizing to a smaller home, including releasing cash, emotional and practical factors.
The five most common questions people ask about paying for care in later life
Later life care is expensive, but there are strategies to help manage the costs. We asked our advisers on the Which? Money Helpline to share some of their most common questions and useful tips about paying for care in later life.
Over-55s offered unsecured loans of up to £150,000: do the numbers add up?
Which? analyses a new loan option for over 55s, which offers borrowers up to £150,000 without using their homes as security. Find out if the numbers add up.
Equity release schemes offer homeowners monthly salary in retirement
Which? explains how lenders are offering more innovative equity release deals and provides advice on alternatives including retirement interest only mortgages.
New part-interest-only mortgages launched for older borrowers
HRBS has launched a part-interest-only, part-repayment mortgage for retired homeowners. How does it work, and would a retirement interest-only deal work better?
Millions paying mortgage into retirement: can these deals help?
Around three million people expect to be paying off their mortgage into retirement. Which? explores the options, from retirement interest-only mortgages to equity release.
Equity release rates on the rise: what are the alternatives?
Over half of lenders offering equity release deals through lifetime mortgages have increased rates making it more expensive for homeowners trying to unlock cash. Which? looks at the alternatives.
Equity release hits record high – should you consider it?
Homeowners used equity release to unlock a record £1.02bn from their properties last quarter. We explore the pros, cons and alternatives to equity release.
40,000 homeowners use equity release as interest rates drop
Which? assesses new data that shows how equity release products are becoming more popular and cheaper for homeowners looking to free up cash.
Homeowners could earn £110,000 by selling their house and downsizing
Homeowners could come into a windfall by selling their houses and moving to a bungalow. Which? weighs up the pros and cons, plus alternatives.