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From credit blacklists to the source of credit rejections: five credit report myths busted

From credit blacklists to the source of credit rejections: five credit report myths busted

As Credit Awareness Week launches, Which? looks at where people are going wrong with their credit reports and how you can look after and improve your credit score.

Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Thousands of tenants could find it easier to get onto the housing ladder and get better credit deals as Equifax includes rent in credit scores. How to be included.

Experian launches balance transfer credit limit checker – can it help you clear your debt?

Experian launches balance transfer credit limit checker – can it help you clear your debt?

Borrowers can now check what credit limit they’ll get on a 0% balance transfer card before they apply, but only with certain providers. Which? investigates.

FCA launches probe into credit report market

FCA launches probe into credit report market

The regulator has five big concerns including the quality of information on credit reports and the risks posed by Open Banking.

Surge in borrowers protecting their credit scores

Surge in borrowers protecting their credit scores

UK borrowers are increasingly using ‘soft searches’ to avoid damaging their credit score when shopping for the best deals on credit cards and loans.

Eight myths around your credit score debunked

Eight myths around your credit score debunked

Your credit score is affects whether you can take out a mortgage, loan or mobile phone contract - but a majority of us don't understand how it works.

New tools by Experian and Compare the Market check your mortgage eligibility

New tools by Experian and Compare the Market check your mortgage eligibility

Experian and Compare the Market have launched new tools that will show you how likely you are to be accepted for a mortgage without harming your credit score.

Experian credit reports to include rent payments for the first time

Experian credit reports to include rent payments for the first time

More than 1.2 million tenants across the UK will now have their rent payments recorded on their Experian credit reports - which could make it easier to get access to better rates on loans, credit cards and mortgages.

Credit scoring: are you in the dark?

Credit scoring: are you in the dark?

Credit reference agencies collect data on and rate every adult in the UK. Reena Sewraz investigates a system we can’t opt out of but has the power to make or break lives.

Experian to show ‘real APR’ of credit cards

Experian to show ‘real APR’ of credit cards

A new tool from Experian will reveal the actual APR you'll be offered on credit cards. Which? explains what can you do get the best rate credit card deal.

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