UK borrowers are increasingly using ‘soft searches’ to avoid damaging their credit score when shopping for the best deals on credit cards and loans.
Your credit score is affects whether you can take out a mortgage, loan or mobile phone contract - but a majority of us don't understand how it works.
Experian and Compare the Market have launched new tools that will show you how likely you are to be accepted for a mortgage without harming your credit score.
More than 1.2 million tenants across the UK will now have their rent payments recorded on their Experian credit reports - which could make it easier to get access to better rates on loans, credit cards and mortgages.
Credit reference agencies collect data on and rate every adult in the UK. Reena Sewraz investigates a system we can’t opt out of but has the power to make or break lives.
A new tool from Experian will reveal the actual APR you'll be offered on credit cards. Which? explains what can you do get the best rate credit card deal.
The UK’s competition watchdog is investigating Experian’s takeover of ClearScore amid concerns the deal could mean we end up paying more for credit cards and loans.