With mortgage rates for buyers with big deposits now at record lows, we reveal the cheapest deals and explain the key things borrowers need to consider.
With more borrowers taking out mortgages with terms of at least 35-years, we analyse the pros and cons of longer deals in terms of repayments and interest.
Mortgages now come with up-front fees averaging more than £1,000, meaning those with the lowest rates might not be the cheapest overall.
Which? explains whether now is the time to take out a longer-term fixed-rate mortgage, in light of five year deals hitting the lowest rates on record.
Which? analyses a new mortgage deal from TSB, which allows homeowners to remortgage to a rate of just 0.99%.
Which? explains how 'green' mortgages are growing in popularity, as lenders look to offer more sustainable deals and home buyers seek out eco-friendly homes.
Which? explains whether the new 95% mortgage guarantee could make it easier for first-time buyers to purchase a home, including the latest deals and best rates.
Which? analyses if it's becoming easier for buyers and remortgagers to get a good deal, as mortgage numbers reach the highest levels seen since the start of COVID-19.
Which? explains the mortgage options available to self-employed home buyers in light of Santander introducing tough new lending restrictions.
Which? offers its predictions for what might happen in the mortgage market for first-time buyers, remortgagers, homemovers and buy-to-let landlords in 2021.