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From Klarna to Clearpay: your rights and tips on how to use ‘buy now, pay later’ safely

'Buy now, pay later' schemes only take a couple of clicks to sign up to, but resolving an issue if something goes wrong might not be as straightforward. Which? explains your rights when using options like Klarna, Clearpay and Laybuy.

Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.

Should you use Klarna to pay for flights and hotels?

Klarna's 'buy now pay later' service is being offered on flight and hotel booking sites. But is it a safe way to pay for your next holiday?

From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?

The next time you’re in-store or shopping online you could be given the choice to spread the cost of your purchase and pay by Laybuy. Is it safe?

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