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How to pay off ‘buy now, pay later’ debts with Klarna, Clearpay and Laybuy

How to pay off ‘buy now, pay later’ debts with Klarna, Clearpay and Laybuy

Some borrowers are turning to credit cards to pay off BNPL debts. Which? explains the risks and sets out ways to keep up with paying off mounting BNPL bills.

‘Buy now, pay later’ schemes such as  Klarna, Clearpay and Laybuy to be regulated

‘Buy now, pay later’ schemes such as Klarna, Clearpay and Laybuy to be regulated

Schemes like Klarna, Clearpay and Laybuy will have to put in place stricter controls. Find out why, and when the changes will take force.

More than 170 online retailers flouting refund rules

More than 170 online retailers flouting refund rules

Which? is warning online shoppers to check T&Cs carefully before shopping with unfamiliar retailers even if they offer familiar ways to pay.

Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying

Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying

Which? calls for 'buy now, pay later' (BNPL) firms such as Klarna to be fully regulated after our research finds their products drive irresponsible spending.

‘Buy now, pay later’ returns nightmares: how to get your money back

‘Buy now, pay later’ returns nightmares: how to get your money back

'Buy now, pay later' (BNPL) schemes are quick and easy to sign up to at the checkout, but returning items isn't always as straightforward.

Klarna sends newsletter in error: your data rights explained

Klarna sends newsletter in error: your data rights explained

Scores of people received a newsletter sent in error by the 'buy now, pay later' firm Klarna earlier this week - despite never knowingly using the service.

From Klarna to Clearpay:  your rights and tips on how to use ‘buy now, pay later’ safely

From Klarna to Clearpay: your rights and tips on how to use ‘buy now, pay later’ safely

'Buy now, pay later' schemes only take a couple of clicks to sign up to, but resolving an issue if something goes wrong might not be as straightforward. Which? explains your rights when using options like Klarna, Clearpay and Laybuy.

Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.

Should you use Klarna to pay for flights and hotels?

Should you use Klarna to pay for flights and hotels?

Klarna's 'buy now pay later' service is being offered on flight and hotel booking sites. But is it a safe way to pay for your next holiday?

From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?

From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?

The next time you’re in-store or shopping online you could be given the choice to spread the cost of your purchase and pay by Laybuy. Is it safe?

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