Banks will be forced to charge fairer overdraft fees as the UK's financial watchdog confirms rules that clamp down on excessive charges.
New proposals will ban banks from charging fixed fees to borrow from an overdraft, which cost consumers £2.4bn last year.
Customers with Lloyds Bank, Halifax or Bank of Scotland current accounts will see a shake-up of their overdraft fees in January 2019 - find out what's changing
Mobile-only bank Starling is now offering loans, but are they up to scratch? Read Which?'s in-depth analysis of how these loans stack up.
The bank will no longer charge fee-paying current account customers for slipping into the red. Find out if you will be better or worse off.
Despite evidence that using an unplanned overdraft can cost seven times as much as a payday loan, the UK’s financial watchdog has once again failed to step in and ban banks’ rip-off charges.
New Which? research reveals that the most expensive overdraft fees cost an incredible seven times as much as a payday loan. Find out how to avoid them.
We look at how the challenger bank's new overdraft feature works, how to apply, and how it compares to other overdrafts offered by high street banks
Santander is the latest current account provider to overhaul its unarranged overdraft charges as the scrutiny on these fees –a major revenue generator for banks – intensifies from the Financial Conduct Authority.
0% money transfer deals can help clear expensive overdraft debt. Which? takes a closer look at the latest offer and checks out how it stacks up.