How much money do you expect to have in your pension pot when you retire?
How much tax-free cash do you want to take as a lump sum? (max. 25%)
Please choose an investment portfolio.
Your pension pot will mainly be invested in a mix of cash and fixed interest products.
Your pension pot will mainly be invested in a mix of fixed interest products and stocks and shares.
Your pension pot will be mainly invested in stocks and shares, with some in fixed interest and a small cash reserve.
How much would you like to draw down each year? (This will be your annual retirement income, in addition to the state pension.)
How much would you like to increase your annual income each year (e.g. to keep up with inflation)?
Our projections are based on the following assumptions: returns are calculated on a monthly basis; asset allocation is re-balanced back to your desired proportions on an annual basis; income is subtracted monthly from the cash weighting in the portfolio; if there is insufficient cash, it is taken from the fixed interest and equity weightings in proportion with the asset allocation; returns are assumed to be net of fund ongoing charges; we have factored in an ongoing Sipp charge of 0.3%, deducted annually.
These results do not constitute financial advice. They should be used to help you have an informed discussion with an independent financial adviser, who can talk through all of your financial needs and options.
The expected growth projections expressed in this tool are based on assumptions of future performance. They are not guaranteed, and the value of your investments can go down as well as up.