Finding the best savings account

Answer the questions below to help you find the best type of savings account for your needs.

1. Have you used all of your £20,000 tax-free Isa allowance for this tax year?

Open a cash Isa and use as much of your £20,000 tax-free allowance as possible. You can transfer previous Isa savings into this account too, but bear in mind you can only put new funds into one cash Isa every tax year.

2. Do you want instant access to your savings?

Look for an instant-access savings account. The Which? Money Compare tables help you find an account with a great rate and also let you compare providers based on our unique customer satisfaction scores.

3. Have you decided how long you're willing to lock up your savings for?

Get a fixed-rate savings account. The Which? Money Compare tables help you find a great account based on how long you're willing to lock up your savings for, while our unique customer satisfaction ratings show what type of service quality you can expect.

4. Are you able to make regular monthly contributions?

Consider opening a regular savings account. Many offer better interest rates to savers. The Which? Money Compare tables let you compare regular savings accounts from all providers large and small to help you secure a great rate.

Deposit your lump sum of savings into a fixed-rate account. The Which? Money Compare tables let you find a great account based on how long you're willing to lock up your savings for, as well as quality service with our unique customer satisfaction ratings.

Which?

Or use the following code to embed the tool in your own site or blog: