Your credit report explained
- What your credit report contains and why
- How to check your credit report and correct mistakes
- The truth about bad credit ratings and credit scores
- Top tips for improving your credit rating
What's in this guide
Which? explains what information is included in your credit report, and why it matters
Your credit report plays a big part in determining whether or not you can access financial products. But there's widespread misunderstanding about them. Which? separates credit report fact from fiction.
How to check your credit report and correct any mistakes on your credit file
The truth about bad credit ratings, plus tips on what to do if you're refused credit
Expert tips for improving your credit rating and building a good credit history
Which Ltd is an Introducer Appointed Representative of Which? Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Your home may be repossessed if you do not keep up repayments on your mortgage.