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Funeral plans reviewed

By Dean Sobers

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Funeral plans reviewed

Compare the cost of basic, standard and comprehensive funeral plans from providers that are members of the Funeral Planning Authority.

The table below only includes funeral plan providers that are members of the Funeral Planning Authority and not every provider in the market (bespoke plans are also excluded).

None of the plans provide headstones, memorials or burial plots, though some will make a provision for these and other customisations at an extra cost. Age UK, Dignity, The Co-operative Funeralcare and Perfect Choice have a network of funeral directors to choose from, while the remaining providers let you choose an independent funeral director that will accept the plan.

All providers in this table offer: a hearse; care of the body; guidance on registration and certification of death; arrangement and supervision of the funeral by the funeral director and confidential advice. It should be noted that the quality of coffin will range from a simple one with a basic plan, to a more expensive coffin with a comprehensive plan. All the plans, except from the The Co-operative Funeralcare, allow you to change arrangements after purchasing the plan, although this may involve extra costs.
 
Full upfront costs – what you will pay if you opt for a single payment.
Cremation costs – the amount the provider pays towards cremation. A guaranteed payment means the provider will pay the entire sum.
Burial costs - the amount the provider pays towards burial. A guaranteed payment means the provider will pay the entire sum.
Cancellation fee – the amount you will have to pay if you decide you no longer want the policy.
Following limousines – whether the provider includes following limousines as part of the funeral procession.
Viewing the body – whether the provider includes and arranges a viewing of the body as part of the funeral.
Funeral procession – whether the provider includes a funeral procession as part of the plan.

Funeral plans
  Full upfront cost Cremation costs  Burial costs Cancellation fee Removal of body (miles) Following limousines Viewing the body
Basic funeral plans
Age UK The Basic Plan £3,945 Guaranteed £1,200 £95 50 No Yes

A restricted choice of date and time for the funeral will be available. For more detail visit funeralplan.ageuk.org.uk

Burial costs: Contribution increases with RPI

Viewing the body: During business hours agreed by appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Age UK The Ivy Plan £3,395 Guaranteed £1,200 £95 50 No Yes

Burial costs: Contribution increases with RPI

Viewing the body: During business hours agreed by appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Avalon Balmoral plan £3,595 £1,000 £1,000 £395 No mileage restriction No No

Cremation costs: Contribution increases annually on 1st July in line with increases in CPI

Burial costs: Contribution increases annually on 1st July in line with increases in CPI

Removal of body: UK mainland

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Dignity The Amber Plan £3,435 Guaranteed £1,200 £395 20 No No

Burial costs: Contribution increases with RPI

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Family Funerals Trust Foundation £4,335 Guaranteed Guaranteed £100 20 No No

Price: Prices vary regionally. This price includes an arrangement for a cremation, and is based on an average of the prices in available areas.

Following limousines: Limousines can be hired at a cost of £240 each

Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/church and graveyard/cemetery

Golden Leaves Simple Plan £3,420 £1,100 £1,100 £684 25 No No

Burial costs: Contribution increases with RPI

Funeral procession: During business hours

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Perfect Choice The Simple Plan £3,555 £1,150 n/a £160 25 No No

Cremation costs: Contribution increases with RPI

Burial costs: For plans that cover burials call provider for details 0800 055 6503

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

The Co-operative Funeralcare Simple £2,995 Guaranteed Guaranteed £250 50 No Yes

A restricted choice of date and time for the funeral will be available

Burial costs: Does not include the purchase of a grave

Viewing the body: During business hours

Funeral procession: Yes - From Funeral Director's to crematorium or burial site

The Co-operative Funeralcare Bronze £3,395 Guaranteed Guaranteed £250 50 No Yes

Burial costs: Does not include the purchase of a grave

Viewing the body: During business hours

Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/church and graveyard/cemetery

Standard funeral plans
Age UK The Holly Plan £3,745 Guaranteed £1,200 £95 50 1 Yes

Burial costs: Contribution increases with RPI

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Avalon Highgrove plan £3,945 £1,000 £1,000 £395 No mileage restriction 1 Yes

Cremation costs: Contribution increases annually on 1st July in line with increases in CPI

Burial costs: Contribution increases annually in line with CPI

Removal of body: UK mainland

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - Home/funeral home directly to crematorium or cemetery

Dignity The Pearl Plan £3,785 Guaranteed £1,200 £395 20 1 Yes

Burial costs: Contribution increases with RPI

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Family Funerals Trust Coloured £5,050 Guaranteed Guaranteed £100 20 No Yes

Price: Prices vary regionally. This price includes an arrangement for a cremation, and is based on an average of the prices in available areas

Following limousines: Limousines can be hired at a cost of £240 each 

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/churchyard/graveyard/cemetery

Golden Charter 50+ Standard Plan £3,625 £940 £940 £249 15 No No

Burial costs: Contribution increases with RPI

Burial Costs: Contribution increases with RPI

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Golden Charter 50+ Select Plan £3,995 £940 £940 £249 15 1 Yes

Cremation costs: Contribution increases with RPI

Burial costs: Contribution increases with RPI

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Golden Leaves Standard £3,800 £1,100 £1,100 £760 25 1 Yes

Cremation costs: Contribution increases with RPI

Burial costs: Contribution increases with RPI

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Perfect Choice The Traditional Plan £3,865 £1,150 n/a £160 25 1 Yes

Cremation costs: Contribution increases with RPI

Burial costs: For plans that cover burials call provider for details 0800 055 6503

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

The Co-operative Funeralcare Silver £3,750 Guaranteed Guaranteed £250 50 1 Yes

Burial costs: Does not include the purchase of a grave

Viewing the body: Any time by agreed appointment

Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/churchyard/graveyard/cemetery 

Comprehensive funeral plans
Age UK The Rowan Plan £4,415 Guaranteed £1,200 £95 50 2 Yes

Burial costs: Contribution increases with RPI

Viewing the body: Any time by agreed appointment

Funeral procession: Yes - from home to service location, then onto a crematorium or burial site

Avalon Windsor Way plan £4,195 £1,000 £1,000 £395 No mileage restriction 2 Yes

Cremation costs: Contribution increases annually on 1st July in line with increases in CPI

Burial costs: Contribution increases annually on 1st July in line with increases in CPI

Removal of body: UK mainland

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - Home/funeral home directly to crematorium or cemetery

Dignity The Diamond Plan £4,185 Guaranteed £1,200 £395 20 2 Yes

Burial costs: Contribution increases with RPI

Viewing the body: Any time by agreed appointment

Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/churchyard/graveyard/cemetery

Family Funerals Trust Willow £5,400 Guaranteed Guaranteed £100 20 No Yes

Price: Prices vary regionally. This price includes an arrangement for a cremation, and is based on an average of the prices in available areas

Following limousines: Limousines can be hired at a cost of £240 each

Viewing the body: Any time by agreed appointment

Funeral procession: Yes - From funeral Director's to crematorium or burial site

Golden Charter 50+ Premier Plan £4,540 £940 £940 £249 15 2 Yes

Cremation costs: Contribution increases with RPI

Burial costs: Contribution increases with RPI

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Golden Leaves Premium Plan £4,120 £1,100 £1,100 £824 25 2 Yes

Cremation costs: Contribution increases with RPI

Burial costs: Contribution increases with RPI

Viewing the body: During business hours by agreed appointment

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

Perfect Choice The Complete Plan £4,230 £1,150 n/a £160 25 2 Yes

Cremation costs: Contribution increases with RPI

Burial costs: For plans that cover burials call provider for details 0800 055 6503

Funeral procession: Yes - from Funeral Director's to crematorium or burial site

The Co-operative Funeralcare Gold £3,999 Guaranteed Guaranteed £250 50 2 Yes

Burial costs: Does not include the purchase of a grave

Viewing the body: Any time by agreed appointment

Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/churchyard/graveyard/cemetery

Table notes:
All information correct at February 2017. Plans from Family Funerals Trust can be found at both www.familyfuneralstrust.co.uk and www.lodgebros.co.uk
  • Last updated: April 2016 
  • Updated by: Simon Miller
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