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Health insurance

Choosing private medical insurance

  • Discover the best private medical insurers for price, cover and service
  • Smart ways to cut the cost of health insurance
  • Find out why an employer's health insurance policy could be better for you

What's in this guide

How private medical insurance works

Pros and cons of going private, including some of the most common exclusions.

Choosing a private medical insurance policy

How to choose the right private medical insurance policy and where to get advice

PMI cover levels

It's important to know the range of treatments your policy will cover.

PMI customer satisfaction survey

Which? members rate eight leading PMI providers to find the best and worst

How to cut the cost of PMI

Ways to cut the cost of private medical insurance including excesses and shared responsibility.

PMI policies compared

We compare comprehensive private medical insurance policies from 10 of the largest providers