Personal finance software reviews
Best personal finance software
By Joe Elvin
Article 1 of 6
Find out how we test personal finance software and discover which packages are the best at helping you manage your money.
Personal finance software can help you manage your bank accounts, credit cards and investments, as well as your income and expenditure, all in one place on your laptop or computer.
Video guide: What makes Best Buy personal finance software?
Watch our video to find out what to look out for when you're buying personal finance software.
Personal finance software - lab tests
Based on these lab tests, our reviews provide star ratings for 21 elements of the software.
You’ll find out which personal finance software packages are best for setting goals, generating clear financial reports and pulling in information from bank accounts, credit cards or investments. Our two Best Buys allow you to manage your financial incomings and outgoings with ease. We found the other three packages inflexible, unintuitive and difficult to learn, in comparison. One package scored a miserly 46%.
|Best and worst personal finance software|
|Test performance||Overall rating|
|Software||Getting started||Everyday use||Support||Mobile app||Suitability for beginners||Suitability for experts||Test score|
Tests took place in Jan 2016. Test score ignores price and is made up of: ease of use 55%; getting started 15%; overall rating for beginners/experts 15%; support 10%; app score 5%.
Personal finance software - user tests
As well as the results of our lab tests, our reviews also include detailed comments from users of each personal finance software package.
We asked a dozen Which? members, who admitted they were struggling to track their finances, to monitor their spending for one month using our highest-rated software.
Throughout the month, we surveyed them about their experiences to see if the software helped them gain more control of their household budget.
Our reviews feature detailed comments from each of these case studies, as well as opinions from other more experienced users, so you can see which package is most suitable for you.
- Last updated: April 2016
- Updated by: Joe Elvin