Mortgage insurance

Do I need mortgage insurance?

  • How mortgage insurance can help you pay your mortgage if you can't work
  • The policy exclusions to watch out for
  • Alternatives to mortgage insurance

What's in this guide

Mortgage insurance basics

Which? explains the details of mortgage insurance and why it is an important cover to consider when you buy a home.

What mortgage insurance covers

Which? explains how mortgage insurance helps you pay your mortgage payments if you can't work.

Mortgage insurance exclusions

Watch out for the exclusions in mortgage payment protection policies.

Alternatives to mortgage insurance

Consider other forms of protection before choosing mortgage paymeent protection insurance.

Which? works for you