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Mortgage insurance

Do I need mortgage insurance?

  • How mortgage insurance can help you pay your mortgage if you can't work
  • The policy exclusions to watch out for
  • Alternatives to mortgage insurance

What's in this guide

Mortgage insurance basics

You should protect your mortgage payments but mortgage insurance might not be the best way.

What mortgage insurance covers

What mortgage protection policies cover and the features to watch out for.

Mortgage insurance exclusions

Watch out for the exclusions in mortgage payment protection policies.

Alternatives to mortgage insurance

Consider other forms of protection before choosing mortgage protection insurance.