First-time buyer mortgages
- The pros and cons of shared ownership and shared equity schemes
- The types of first time buyer mortgages available
- What schemes are available for first time buyers
What's in this guide
What mortgages are available for first time buyers, what you'll face getting on to the property ladder and where you can get help.
Help to Buy is a government scheme that helps people without a large deposit to buy a house. Which? explains how it works
Which? explains how you can get a mortgage through the local authority mortgage scheme if you are a first time buyer.
There's an increasing range of mortgages are on the market where parents can offer extra help. Which? guides you through parent mortgages.
Which? explains the pros and cons of buying a property under a shared ownership scheme, how to access it and the potential costs.
If you're thinking of buying a house for the first time, our checklist will help you decide if now is the right time.
Which Ltd is an Introducer Appointed Representative of Which? Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Your home may be repossessed if you do not keep up repayments on your mortgage.