National Insurance explained
- How National Insurance works and why rates vary
- National Insurance and your pension entitlement
- Making voluntary National Insurance contributions
What's in this guide
In this short video, we explain what National Insurance is, who has to pay and what paying it entitles you to.
The National Insurance rate you pay depends on your employment status. We explain how National Insurance classes differ - and who is in each one.
We explain how National Insurance credits help you qualify for state pension and other benefits when you don't make National Insurance contributions.
National Insurance contributions are a tax on earnings. Find out how they work and what you'll be entitled by paying National Insurance.
Making National Insurance contributions entitles you to certain benefits. Find out which ones these are and when your contributions are relevant.
Will you receive a full state pension? Find out how your National Insurance contribution record affects your pension entitlement.
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